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Frequently asked Questions

Should I talk with a bank before looking at homes?

The answer to the question is YES! There are tons of reasons why you should talk with a bank and get pre-approved before looking homes. First of all, It will help you to understand exactly how much you can afford. Then you will know if you will be able to get a mortgage.
Another important reason to talk with a bank before to understand exactly what costs are associated with buying a house.
There are many home buyers who don’t understand the difference between a down payment, pre-paid items, and escrows, which can be thoroughly explained by a mortgage professional. A mortgage professional can give you advice on the type of financing you should be looking to obtain and also whether or not you should request the seller to contribute towards your closing costs, also known as a seller’s concession.

Should I buy or continue to rent?

Buying a home can be a very solid investment. This being said, renting can also be a better option for some, depending on the circumstances. The current interest rates are incredible. A 30-year FHA mortgage can be locked in at a rate of around 3.5%. Since the interest rates are so low, it actually can be cheaper to pay a mortgage right now than paying rent.
There are questions that you should ask yourself before deciding to buy a home. One of the most important things to consider is the length you plan on staying in a home, if you were to purchase. If the answer is only a few years, it’s likely the better decision is to continue renting. Another question to ask yourself is whether you are ready to take on the additional “responsibilities” of owning a home. When owning a home there will be general home maintenance that should be done, are you ready for that?
Buying a home is a great option in many cases, but not always.

I own a home, should I buy another before selling my current home?

There is truly no concrete “correct” answer to this question. You have to see for what reason are you buying the house? Are you sure that you will sell it after? Do you have any solutions where to live after selling and before buying another? The situations so different, that is better to solve this question individually.

Who pays the Realtor fees when buying a home?

Actually, the price for a buyer includes realtor fees.

Do I really need a Realtor to buy a property?

When buying a home, we recommend you to have a Realtor. Keep in mind, all Realtors are not the same! When choosing a buyers agent, make sure you will have the best service and legal support. Everything should be clear from the beginning with price, taxes and procedure of buying.

Who pays the Realtor fees when buying a home?

Actually, the price for a buyer includes realtor fees.

What are the average utility bills?

When buying a home, it’s important to know what additional costs will be in addition to the monthly mortgage payment. Utility bills are just one of the additional costs to consider when buying a home. Utility bills can be obtained from the home owner and in some cases, from the local utility company, who can provide averages over the past 12 months. Keep in mind, everyone prefers to have their home temperature different, so the average bill could be different if you were to purchase the home.

How many homes should you look at before buying one?

It’s very interesting question. We don’t have any answer for it. First if all, you have to look information in internet to be sure in which part of Costa Blanca you like to have houses. You have to understand what property you are interesting in and what price you are ready to pay. After that we can offer you the best options according to your request. Normally, we show one client 5-15 properties.

Do you work with invest projects?

Yes. We can show you invest property to buy or to sell your invest property. Also we can build for you or to make any other actions with any property. We can also to help you with all documentation and to give your legal support in all your deeds.

How many homes should I look at before putting in a purchase offer?

This question is often asked and is a simple answer. The answer is, there is no specific number of homes you should look at before buying a home. Don’t feel that if you were to purchase the first home you look at that you’re making a mistake. Same can be said if it takes you looking at 25 homes.

How long does the seller have to respond to my offer?

There is not a standard answer to this question. The “life of the offer” can vary from 12 hours to 3 or 4 days. If the home you’re looking to purchase has been on the market for 3 months and the seller is located out of town, a 2 day “life” maybe necessary and/or recommended.

What is the procedure of buying a property?

We have put this answer in the steps. You can look it here.


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